No More Fund Shortage for Cattle Rearing, Avail ₹1 Lakh Loan Through Gopal Credit Card Scheme

No More Fund Shortage for Cattle Rearing, Avail ₹1 Lakh Loan Through Gopal Credit Card Scheme

Gopal Credit Card Scheme

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Krishi Dunia
  • 12 Apr, 2025 11:01 AM IST ,
  • Updated Sat, 12 Apr 2025 03:54 PM

The Rajasthan government has introduced the Gopal Credit Card Scheme to provide financial assistance to livestock rearers in rural areas. Through this initiative, eligible cattle farmers can access interest-free loans of up to ₹1 lakh for rearing cows and buffaloes. The scheme is implemented via cooperative banks and supports expenses such as shed construction, cattle feed, milking areas (kheli), and livestock-related equipment.

1. Animal Husbandry – A Key Income Source in Rural India:

Animal husbandry is a vital source of livelihood for many rural households in India. To strengthen this income avenue, the government has launched multiple schemes, and the Gopal Credit Card Scheme stands out as a focused effort to provide easy, interest-free credit to rural livestock farmers.

2. Budget Provisions for 2024-25 and 2025-26:

As part of the Rajasthan Budget 2024-25, the government has targeted to include 5 lakh livestock-rearing families under this scheme. For the 2025-26 financial year, an additional 2.5 lakh families are expected to be brought under its fold. A total budget of ₹150 crore has been allocated to expand the reach and ensure timely loan distribution.

3. Key Activities Covered Under the Scheme:

Farmers can utilize the Gopal Credit Card loan for:

  • Building cattle sheds for cows and buffaloes
  • Constructing milking areas (kheli)
  • Arranging cattle feed and green fodder
  • Purchasing equipment required for animal husbandry

4. Eligibility Criteria & Application Process: To be eligible, farmers must be members of a Primary Milk Producer Cooperative Society. Timely repayment ensures the loan remains completely interest-free.

How to Apply:

  • Visit your nearest e-Mitra center, or
  • Apply through your local Gram Seva Cooperative Society

The application procedure is simple and designed to be farmer-friendly.

The Gopal Credit Card Scheme is a progressive initiative by the Rajasthan government that aims to empower rural cattle rearers by easing financial constraints. If you are engaged in animal husbandry, this scheme can help you expand your operations, increase productivity, and ultimately enhance your income.

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